A mortgage loan is a loan secured by real property through the use of a document which evidences the existence of the loan and the encumbrance of that realty through the granting of a ...
http://en.wikipedia.org/wiki/Mortgage_loan
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A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money.
http://en.wikipedia.org/wiki/Mortgage
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